There are more than a few things to know when you’ve been in an automobile accident. For example, did you know that Massachusetts has a tort threshold in place for any car accident claim? This means that in order to make a claim for pain and suffering you must meet a minimum level of disability as a result of the negligence of another individual in the operation of their motor vehicle. Such injuries include broken bones, disfiguring scars, a permanent eye or hearing injury or medical bills in excess of $2,000.00. Additionally, Massachusetts is a no-fault auto insurance state. Your standard automobile insurance coverage includes personal injury protection (PIP), which will pay your lost wages and medical bills up to $8,000. You receive this coverage even if the car accident was your fault. However, if you have private health insurance, the process for getting your bills paid changes.
Most people are unaware of how to go about accessing the coverage available to them for medical bills, lost wages, pain and suffering, and other damages after they are involved in an automobile accident, or they are given the runaround by the insurance companies. If you have been involved in a car accident you should always speak to an experienced attorney immediately. The Law Offices of Graham N. Wright, with offices in Quincy and Boston, Massachusetts successfully represents people throughout Massachusetts injured in all kinds of automobile accidents, including car, bus, truck and motorcycle accidents.