Personal Injury through Another Driver’s Negligence

Q: I was involved in a serious motor vehicle accident in which I broke my leg due to another driver's negligence. I have been in touch with the other driver's insurance company who has indicated that he has the minimum 20/40 coverage available to cover my injuries and medical bills. They offered me the policy limit, but I'm not happy. I have had two surgeries and incurred almost $60,000 in medical bills. What can I do? A: First, do not settle with the other driver's insurance company until we get more information. The other driver is carrying a 20/40 policy, meaning they have $20,000 per person / $40,000...